Buyers

Buyers Representative

Our goal in representing a Home Buyer is to guide you in making an informed decision in one of the most important financial transactions of your life. When you walk into a property and realize it is “The One”, we will ensure you are fully prepared to submit a winning offer.  Once on-board, Isabelle and her team will provide you with their full attention and superior client service to represent you to the standard of care that you deserve.  You will be positioned top-of-mind while Isabelle is previewing property, so that she is always considering your needs and desires.

• Prior to sitting down with Isabelle, she, or a member of her team, will conduct a pre-consultation telephone interview with you to learn more about your needs, motivations and timelines.
• We will schedule a brief meeting to delve deeper into your needs to help us hone your search.  Please peruse the Ready-to-Buy Survey for an introspective review of your needs.
• After a review of your needs analysis, we will create a compelling tour of available homes in the current market that meet your expectations.
• To empower you in your home search, we will set-up an automated email alert system tailored to your specifications to immediately notify you of properties that become available which meet your criteria.
• Isabelle will provide you with materials to reference during our search to keep you on track.  This information will give insight into inspections, contingencies, earnest money deposits, the mortgage process, escrow and title, the home warranty and will educate you in-depth on the home buying process.

When we find a home for you, Isabelle will:

• Prepare a current market value assessment of the home and help you analyze the physical and economic features of comparable properties, as well as other market variables, to enable you to structure an informed, realistic and smart offer.
• Recommend and attend a home inspection to identify any major, significant defects (structural, mechanical, safety) which may need to be negotiated with the Seller. No home is perfect.
• Ensure you receive and review 1) the seller’s transfer disclosure statement (TDS) which reveals material facts of the seller’s knowledge regarding the subject property, ie., defects inherent in the property, remodeling projects undertaken, appliances included in the sale and their condition, etc., and 2) the natural hazard disclosure statement (NHD) pertaining to the subject property which discloses whether the property is located in a natural hazard zone (seismic, flood, fire, etc.) which can affect the value and desirability of the property.
• Negotiate on your behalf with the Sellers and their Agent, and keep you informed every step of the way to ensure you obtain the best possible outcome for your new home purchase.

Continue to be available to you as a resource post-purchase for all things real estate related....

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BUYER’S 8 MOST FAQs

Purchasing a home can be an overwhelming process.  It involves many dynamic pieces that can leave a homebuyer feeling bewildered.  Please review the following answers to our 8 most frequently asked questions.  Our intent is to prepare you to submit a winning offer and knowledge is power.  If your question is not answered herein, please do reach out to us for clarity.  We love to talk real estate!

1. What is the difference between a Pre-Qualification letter vs. a Pre-Approval letter?

2. What is the difference between an earnest money deposit and a down payment?

3. How much of a down payment do I need? 

4. When am I required to come up with the full down payment?
 
5. How can I determine what my monthly payment will be?

6.  What is "escrow"?

7.  What are property disclosures?

8.  What is a "contingency"?
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Ready to Buy?

Following is a list of questions Isabelle will be asking of you in your initial meeting or pre-consultation telephone conversation.  Please take a moment to review and consider your answers for both of your benefit.

READY-TO-BUY SURVEY

1. Do you understand that there is no cost to you to work with a Realtor and that we are paid by the seller of whatever home you choose to purchase?
2. How soon would you like to move?
3. Where is your ideal place to live?
4. In what price-range are you looking?
5. Will you be paying with cash or are you planning to get a mortgage? Once you are pre-approved by a lender you will know your purchasing power, i.e., the amount of loan for which you qualify, and your price range.
6. Where are you in the financing process?  Have you met with a lender or do you need a lender recommendation?
7. If we find the right property next week, are you prepared to make an offer now (i.e., do you have an approval letter from lender or proof of funds letter from bank, in-hand)?
8. Are you presently working with another agent? Have you signed a contract with another agent?
9. Do you presently rent or own? If renting, what is your monthly rent amount?
10. Do you need to sell your home or complete a lease before buying?
11. If you do need to sell, would you prefer to buy first or sell first?
12. After you become qualified for financing, when will you be ready to start previewing property?
13. Will anyone else be helping you to make the buying decision?
14. How many bedrooms do you need? Bathrooms?
15. How many people are in your family? Do you have any school-aged children? Are they home-schooled or are you concerned with school districts?
16. What are your parking requirements?
17. What are the Top 5 feature requirements of your new home?
18. What feature, or lack thereof, would immediately rule out a home for you?
19. Ideal square footage?
20. What were your most/least favorite features in the home(s) you grew up in?
21. How long have you been looking?
22. Where are you (and your spouse/partner) employed?
23. How far from work do you want to be located?
24. What times are best for you to view properties?
25. Do you prefer to communicate by email, text, fax or phone?
26. What is the best telephone number for you and time to call?
27. Have you purchased a home before?  If so, when and where?
28. How would your plans be affected if you had to move earlier or later than you intended?
29. How would your situation be affected if you did not find a home?
30. What issues need resolution before the purchase?
31. What furniture, leisure activities or hobbies would you like to accommodate in your new home?
32. How many homes do you think you should see before you buy?
    
33. Do you prefer to be an exclusive client of ours, a customer, or a combination of both?  An exclusive client has a signed buyer’s representation contract with us. When we commit to working with you, we ask that you commit to working exclusively with us. We take our role extremely seriously in counseling you through the purchase and sale of your biggest asset. Once on-board, we will provide you with our full attention and superior client service to represent you to the standard of care that you deserve. You will be positioned top-of-mind while Isabelle is previewing property, so that she is always considering your needs and desires.